New Year, New Start right? Make 2017 the year you get your finances in order. There are many ways to stay on top of them to make sure you don’t go past due each month and in general, just maintain your overall financial health. Here are suggestions for you:
- Keep bills together – Most likely, you are still receiving bills in the mail. So you don’t lose track of them, make sure you keep them all in one location. I personally use the Mead Bill Organizher and write down all the bills that are due each month. When the bills come in, I add the amounts that are due and fill in check # or online confirmation #’s. If you do your bills at your desk each month, and prefer to keep them on your desk in the open, I LOVE this Desk Storage Organizer.
- AutoPay – This is the best option if your paychecks are on set days each month. Sign up for AutoPay and call it a day. Just don’t forget to write it into your register if you keep one!
- Direct Deposit into Savings Account – Best way to save money is to have it direct deposited into an account so you never see it. It’s easy to say that you’ll save money, but not so easy to put it away once it’s in your checking account!
- Keep Track of all Your Online Accounts – This one is important. It’s so easy to forget where you’re registered online. I use this Password Address Book to keep track of where I am online. The book NEVER leaves my purse.
- Keep Track of Your Monthly Expenses – I did this last year. I wrote EVERYTHING down. I then wanted to cry. Between buying breakfast at work, iced tea or a soda every day, a bag of chips or a pack of gum, I was spending around $1,500 a year! Ummm, what? So, I now have a little “kitchen” area at my work desk. I keep iced tea that I get for $1 at the grocery store with my grocery shopping trips instead of paying $1.89 at our little breezeway store at work. I bring healthier snacks in and still pay less than I would at our little store. Yes, I still occasionally stop at the store, but, maybe every few weeks now.
These are just five ways to keep your finances in order going into the new year. What ways have you found that works for you?