New Year, New Start right? Make 2017 the year you get your finances in order. There are many ways to stay on top of them to make sure you don’t go past due each month and in general, just maintain your overall financial health. Here are suggestions for you:
I’m going to be as honest as I can be here. I am 44 (next week) and I am SO not prepared for retirement. I don’t want to go the route a lot of elderly middle to lower-income families are going and work until I’m put in the grave. That is an injustice to those of us who have worked for years to enjoy retirement.
By now, you all know that I am hoping to purchase an RV and travel the country while working from the road. I previously wrote about Six of my Favorite Travel Campers. There are many people who want to live this kind of lifestyle, but, feel they can’t afford it. So, I researched that further and found that it is actually cheaper to live as an RVer than it is to live in an apt or house, paying rent or mortgage. Here’s my post on RV Budgeting That Won’t Break the Bank. What Can the RV Life Cost?
I’ve shared with you that I recently moved from Delaware to Pennsylvania. I sold my house and got rid of so much clutter and, in general, stuff. I’ve always lived in places that have been at least 800 square feet. My first house after I got married was just under 1600 sq ft. My last home before moving to PA was 950 sq ft.
I have to admit something to you all. I am TOTALLY jealous of the Millennial generation. Not only because I’d love to relive my youth… (Oh come on, you all know you want to relive your youth. You can’t lie to me! :)) And certainly not because when they do stupid things, it’s all online forever. I am extremely glad that the stupid things I did will never see the light of day again.
You all may remember a post I did on Six of my Favorite Campers. I went in and really researched what is out there that I could use if it were just me traveling. Now, keep in mind, I do hope to live in one while working from the road. That is my goal once my daughter graduates high school and college, then moves on with her life. Although, you know mother and daughter relationships. She tells me now, “Don’t let me stop you. Go. Have fun.” Gee. Thanks kiddo. 😛
My daughter turns 16 in three months. She will have her learners permit at that time. OMG. I am way too young to have a daughter who is about to start driving people! I mean come on now! How and when did this happen???
I read an article on MSN about what the #1 cause of financial stress in every state was. As with most of these types of articles, i.e. “the most searched item online in each state”, I assumed it was going to be a fluff article. This one for the most part, showed legitimate concerns. The following number of states main causes of financial stress were:
“I have plans.” “I have goals.” “I want to do this/that.”
Do you hear yourself saying that a lot? I hear myself saying it EVERY SINGLE DAY. Here is what my plans/goals are:
I mentioned in a previous post here that I recently moved from Delaware to Pennsylvania. I had a home that I was paying a mortgage on and had to take care of that before I moved. I knew I couldn’t sell the home. I had lost WAY too much money on it. I bought the house back in ’09 for $135k. It was a small, 950 sq ft row home in, not quite the best area. But, I was determined to show my daughter that her single mother could do it on her own.